How To Get a lower interest rate for a home loan. Boost your credit score for lower interest rate. Why Pay more? See Video on the bottom of page.
If you are one of the people who are impatient, anxious about purchasing a home without good credit, then just wait.
If you can't wait, then there are ways to boost your credit score within 30 days. How? Use Authorized User Tradelines. Remember the lower your credit score the higher your interest rate. This applies to cars as well as home loans. These are big ticket items and you could be paying 100's of thousands in extra interest.
Divide 72/4%=18yrs. Every 18yrs your loan is double. If you have higher intest rate such as 72/8%= every 9yrs interest is doubled. Now you may understand why credit bureaus who are paid by credit reporting agencies want your credit score to be lower. They make a helluva lot more money. Therefore, save yourself money by increasing your score for a small cost.
If you have time to build your credit score, ideally 700 or above, then please use these primary tradelines below. Primary tradelines are your personal tradelines whereas AU tradelines are another persons credit score allowing you to use it.
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