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30% of your credit score is based on debt utilization and 35% is based on your ontime payment history and 15% is based on credit age. 80% of your score. If you can manipulate 80% of your credit score, then you can boost your score rapidly. This is what authorized user tradelines helip with. You can boost your score within 30 days or less. I go over this in the video at the bottom of the page or you can watch it here: https://youtu.be/VTPK6nIH3ck
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